Housing

This report uses microdata from the IEF/AEAT Household Panel (788,033 cadastral reference-year observations between 2019 and 2023) to study whether dwellings owned by households with two or more rented dwellings (multi-landlords) are let at different prices from those owned by households with only one (single landlords), what explains that difference and what share of the […]

This post is part of a series of specific policy proposals by economists and social scientists. We hope they prove useful in the electoral and post-electoral debate. They reflect the position of the author, not that of the centre. Key ideas → The problem. Spain has only 318,000 social rental homes, 1.3% of its housing […]

Key ideas → Between 29 September and 5 October, long-term rental listings fell in Spain’s ten largest cities: by 6% or more in Murcia, Madrid, Valencia, Alicante, Las Palmas and Palma. Most of the drop happened before 2 October, while the housing decree-laws were still awaiting a vote. → In those six cities, the fall […]

El Gobierno ha aprobado dos Reales Decretos-ley (RDL) con una batería de reformas amplia y diversa sobre vivienda: el Real Decreto-ley 26/2026, de protección de la función social de la vivienda y ampliación de la oferta asequible, y el Real Decreto-ley 27/2026, de estabilidad de los contratos de arrendamiento de vivienda habitual. Aquí describo y […]

Key ideas → Among households whose reference person is 65 or older, renting at market price has risen from 3.7% in 2008 to 5.5% in 2025. → At around age 35, 37.6% of Spanish households headed by people born between 1986 and 1995 rent at market price. The previous generation, at that same age, stood […]

Adapting homes to use the energy consumed by the household that lives in them as efficiently as possible is one of the factors that most determines their living conditions, and its importance keeps growing: rising energy prices have increased the cost of living in an inefficient home, and climate change is intensifying thermal stress, above […]

The public debate on rental housing in Spain is dominated by two basic questions: what the homes are used for when they are not used by their owners as their main residence (second home, empty home, residential rental, tourist rental, other uses); and how many each owner has. Both are discussed on two different levels […]

Ideas clave → El 29% de los hogares en España son unipersonales, algo por debajo de la media europea (37%) pero con una tendencia al alza en un grupo concreto: el crecimiento se concentra en los menores de 65 años, especialmente en el tramo de 35 a 45, que pasa del 11,2% al 13,1% entre […]

A la hora de diagnosticar de manera diferencial los problemas del mercado de la vivienda en España respecto al contexto internacional, destacamos negativamente por el elevado sobreesfuerzo en el alquiler de mercado de los ciudadanos de los últimos deciles de la distribución de la renta, algo que es consistente con la apabullante escasez de vivienda […]

Los resultados definitivos de la ECV 2025, publicados por el INE el 5 de febrero, confirman una mejora general de los indicadores de pobreza en España. La tasa de riesgo de pobreza relativa cayó al 19,5%, su menor nivel desde 2008. Entre la población joven (16-34 años) la tendencia también es descendente: del 22,2% en […]

En este artículo publicado originalmente en el Informe Económico y Financiero que publicamos en marzo de 2025 con el apoyo del Banco Sabadell, las economistas Cristina Barceló y Laura Crespo (Banco de España) analizan a fondo cómo ha cambiado la propiedad de vivienda y el endeudamiento por esta vía en nuestro país. Con datos de […]

In this article, originally published in the Economic and Financial Report released in March 2025 with the support of Banco Sabadell, Jordi Fabregat—professor at Esade and board member of the Esade Alumni Real Estate Club—explores how models such as senior living or student residences could alleviate pressure on the conventional rental market. These alternatives respond […]