Home Programmes MBA Full Time MBA Fees and Financing Study loans

Study loans

Loan Options

If you are admitted to the ESADE Full-time MBA, you are welcome to apply at the same time to any of the loans agreements ESADE holds with two financial institutions: Banc Sabadell and Prodigy Finance. Later, you will have to choose only one option to finance your ESADE MBA programme.

The maximum loan amount that you can finance through these agreements is capped at 100% of programme tuition fees (€64,900). Both Prodigy Finance and Banc Sabadell make payments directly to the School.

Banc Sabadell Student Loan Programme

Our partner, Banc Sabadell, covers up to 100% of the tuition fees, minus the reservation fee. Bank guarantees will be required depending on the amount of the student loan requested. The ESADE MBA loan agreement is available to all admitted candidates and only covers tuition fees; living expenses are the responsibility of the candidate.

Application Process - Banc Sabadell

If you are admitted to an ESADE Full-time MBA programme and interested in applying for a student loan, you should refer to the following information to begin the online student loan application:

Step 1: Visit the Banc Sabadell website by clicking here
Step 2: Find out about student loan conditions depending on amounts and guarantees.
Step 3: Click the APPLY NOW button to start the online application process and upload the required supporting documents.
Step 4: A bank manager will then contact you after reviewing your application to send a personalized loan offer.
Step 5: Once you accept bank's offer, you will receive a loan approval letter that can be used for VISA purposes.
Step 6: Start processing your NIE/TIE (identification number for foreigners in Spain). It is mandatory to formalize a student loan.
Step 7: The loan formalization process will take place in Barcelona (at the bank and notary office).

Prodigy Finance Loan Programme For International Students

Prodigy Finance’s innovative lending model offers community-funded loans to international students at the world’s top business schools, including ESADE.

While banks base their loan decisions on historical salaries, Prodigy looks to the future. It assesses applicants’ future earning potential (based on the past achievements of similar graduates) to determine loan affordability.

Application Process - Prodigy Finance

Prodigy’s model is borderless, allowing it to offer competitive rates to over 150 nationalities of students.

- Eligibility: Students accepted into the Full-time MBA programme are eligible to apply for a loan with Prodigy.
- Rates: Interest rates vary depending on individual applicants. See the terms and conditions, and how to apply for a loan, on Prodigy’s website.

- Why choose Prodigy?
· 150 nationalities covered
· Competitive interest rates
· No collateral or guarantees required
· Easy online process
· No repayments while you study

Prodigy Finance Ltd is incorporated in the United Kingdom (Company Number 05912562) and registered with the Office of the Information Commissioner (Reg. No. Z9851854). Prodigy Finance Ltd is authorized and regulated by the Financial Conduct Authority, and entered on the Financial Services Register under firm registration number 612713. Prodigy's registered address is Palladium House. 1-4 Argyll Street, London, W1F 7LD.

Deutsche Bildung - The alternative to a student loan.

As a social business, Deutsche Bildung has supported German students since 2007. Monthly as well as single and returning payments guarantee completely flexible financing of almost all programs and subjects in Germany and abroad. Additionally, the extra-curricular-program WissenPlus focuses on the improvement of important social and professional competencies. The repayment is income-linked: you pay back a fixed percentage of your future income over a certain period of time once you have started your first job. The online application is available all year at www.deutsche-bildung.de

Sallie Mae - Private Loans

Sallie Mae is a student loan company with over 40 years of providing student college loans, and  supporting graduate and undergraduate study.

Smart Option Student Loan® for Graduate Students
The “option” in the Smart Option Student Loan name means you can choose the type of interest rate and repayment option that work best for you.

This loan helps you finance your ESADE attendance. The repayment period is up to 15 years and there are different repayment options; deferred, fixed or interest-only.

Sallie Mae MBA Loan SM
You can choose to make your MBA Loan payments in school or defer until after you leave, with a variable or fixed interest rate. The online application is here.