{"id":13934,"date":"2023-07-06T11:00:13","date_gmt":"2023-07-06T09:00:13","guid":{"rendered":"http:\/\/webecpol.esade.edu\/?post_type=publicaciones&#038;p=13934"},"modified":"2026-09-16T17:29:38","modified_gmt":"2026-09-16T15:29:38","slug":"informe-economico-y-financiero-33","status":"publish","type":"publicaciones","link":"http:\/\/webecpol.esade.edu\/en\/publications\/informe-economico-y-financiero-33\/","title":{"rendered":"Informe Econ\u00f3mico y Financiero #33"},"content":{"rendered":"<p><span data-contrast=\"auto\">For more than fifteen years, every six months Esade has published the Informe Econ\u00f3mico y Financiero (Economic and Financial Report) with the support of Banco Sabadell. With this report, Esade seeks to stay true to its mission and contribute to society with what it does best, providing knowledge to improve public debate. The Report thus aims to offer a snapshot of the global and Spanish economic landscape and, in each edition, focuses on an issue of particular relevance to current economic affairs. This 33rd edition includes an analysis of the current situation and trends of the Spanish and international economy, and looks in depth at the consequences of the emergence of generative artificial intelligence for the economy and society.<\/span><span data-ccp-props=\"{&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559739&quot;:160,&quot;335559740&quot;:257}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Toni Rold\u00e1n, director of the Informe Econ\u00f3mico y Financiero, highlights in his welcome article that, although the economic forecasts for Spain are more favourable than those for the rest of the European Union, our economy is not immune to the global context and suffers from its own vulnerabilities. Next, Josep Comajuncosa, associate professor in Esade&#8217;s Department of Economics, Finance and Accounting, presents the analysis of the international economic situation. Comajuncosa warns that economic indicators point to a clear slowdown in the international economy during the second half of 2023. Second, Manuel Hidalgo, professor of Economics at Pablo de Olavide University, senior fellow at EsadeEcPol and co-director of the NextGenEU Observatory, highlights that the data are beginning to show a clear erosion of private consumption, probably due to the impact of interest rate rises.\u00a0\u00a0<\/span><span data-ccp-props=\"{&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559739&quot;:160,&quot;335559740&quot;:257}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">In the debate section, four authors analyse the emergence of artificial intelligence in different areas of our society. N\u00faria Agell and Queralt Prat-i-Pubill open the section with an article on the opportunities arising from this technological revolution, as well as the challenges we face in the governance and understanding of these technologies. Next, Mariano Fern\u00e1ndez Enguita reflects on the uses of artificial intelligence by teachers and students in education. Manuel Cebri\u00e1n, for his part, explores how these technologies can boost business innovation thanks to their capacity to generate multiple ideas with little effort and few resources. Ana Bayona, from Esade, closes the section by analysing how human behaviour changes when people interact with AI agents rather than with their peers.<\/span><span data-ccp-props=\"{&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559739&quot;:160,&quot;335559740&quot;:257}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Finally, Antonio Garc\u00eda Maldonado reviews two books: \u00abThe Crisis of Democratic Capitalism\u00bb by Martin Wolf and \u00abDemocracy&#8217;s Discontent\u00bb by Michael J. Sandel.<\/span><span data-ccp-props=\"{&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559739&quot;:160,&quot;335559740&quot;:257}\">\u00a0<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>For more than fifteen years, every six months Esade has published the Informe Econ\u00f3mico y Financiero (Economic and Financial Report) with the support of Banco Sabadell. With this report, Esade seeks to stay true to its mission and contribute to society with what it does best, providing knowledge to improve public debate. The Report thus [&hellip;]<\/p>\n","protected":false},"featured_media":10225,"template":"","acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Informe Econ\u00f3mico y Financiero #33 - Center for Economic Policy - EsadeEcPol<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"http:\/\/webecpol.esade.edu\/en\/publications\/informe-economico-y-financiero-33\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Informe Econ\u00f3mico y Financiero #33 - Center for Economic Policy - EsadeEcPol\" \/>\n<meta property=\"og:description\" content=\"For more than fifteen years, every six months Esade has published the Informe Econ\u00f3mico y Financiero (Economic and Financial Report) with the support of Banco Sabadell. With this report, Esade seeks to stay true to its mission and contribute to society with what it does best, providing knowledge to improve public debate. The Report thus [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"http:\/\/webecpol.esade.edu\/en\/publications\/informe-economico-y-financiero-33\/\" \/>\n<meta property=\"og:site_name\" content=\"Center for Economic Policy - EsadeEcPol\" \/>\n<meta property=\"article:modified_time\" content=\"2026-09-16T15:29:38+00:00\" \/>\n<meta property=\"og:image\" content=\"http:\/\/webecpol.esade.edu\/wp-content\/uploads\/2023\/07\/grande2.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1400\" \/>\n\t<meta property=\"og:image:height\" content=\"703\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@esadeecpol\" \/>\n<meta name=\"twitter:label1\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"http:\/\/webecpol.esade.edu\/en\/publications\/informe-economico-y-financiero-33\/\",\"url\":\"http:\/\/webecpol.esade.edu\/en\/publications\/informe-economico-y-financiero-33\/\",\"name\":\"Informe Econ\u00f3mico y Financiero #33 - Center for Economic Policy - EsadeEcPol\",\"isPartOf\":{\"@id\":\"http:\/\/webecpol.esade.edu\/es\/#website\"},\"primaryImageOfPage\":{\"@id\":\"http:\/\/webecpol.esade.edu\/en\/publications\/informe-economico-y-financiero-33\/#primaryimage\"},\"image\":{\"@id\":\"http:\/\/webecpol.esade.edu\/en\/publications\/informe-economico-y-financiero-33\/#primaryimage\"},\"thumbnailUrl\":\"http:\/\/webecpol.esade.edu\/wp-content\/uploads\/2023\/07\/grande2.png\",\"datePublished\":\"2023-07-06T09:00:13+00:00\",\"dateModified\":\"2026-09-16T15:29:38+00:00\",\"breadcrumb\":{\"@id\":\"http:\/\/webecpol.esade.edu\/en\/publications\/informe-economico-y-financiero-33\/#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"http:\/\/webecpol.esade.edu\/en\/publications\/informe-economico-y-financiero-33\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"http:\/\/webecpol.esade.edu\/en\/publications\/informe-economico-y-financiero-33\/#primaryimage\",\"url\":\"http:\/\/webecpol.esade.edu\/wp-content\/uploads\/2023\/07\/grande2.png\",\"contentUrl\":\"http:\/\/webecpol.esade.edu\/wp-content\/uploads\/2023\/07\/grande2.png\",\"width\":1400,\"height\":703},{\"@type\":\"BreadcrumbList\",\"@id\":\"http:\/\/webecpol.esade.edu\/en\/publications\/informe-economico-y-financiero-33\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Portada\",\"item\":\"http:\/\/webecpol.esade.edu\/en\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Publicaciones\",\"item\":\"http:\/\/webecpol.esade.edu\/es\/publicaciones\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Informe Econ\u00f3mico y Financiero #33\"}]},{\"@type\":\"WebSite\",\"@id\":\"http:\/\/webecpol.esade.edu\/es\/#website\",\"url\":\"http:\/\/webecpol.esade.edu\/es\/\",\"name\":\"Center for Economic Policy - EsadeEcPol\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"http:\/\/webecpol.esade.edu\/es\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-GB\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Informe Econ\u00f3mico y Financiero #33 - Center for Economic Policy - EsadeEcPol","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"http:\/\/webecpol.esade.edu\/en\/publications\/informe-economico-y-financiero-33\/","og_locale":"en_GB","og_type":"article","og_title":"Informe Econ\u00f3mico y Financiero #33 - Center for Economic Policy - EsadeEcPol","og_description":"For more than fifteen years, every six months Esade has published the Informe Econ\u00f3mico y Financiero (Economic and Financial Report) with the support of Banco Sabadell. With this report, Esade seeks to stay true to its mission and contribute to society with what it does best, providing knowledge to improve public debate. The Report thus [&hellip;]","og_url":"http:\/\/webecpol.esade.edu\/en\/publications\/informe-economico-y-financiero-33\/","og_site_name":"Center for Economic Policy - EsadeEcPol","article_modified_time":"2026-09-16T15:29:38+00:00","og_image":[{"width":1400,"height":703,"url":"http:\/\/webecpol.esade.edu\/wp-content\/uploads\/2023\/07\/grande2.png","type":"image\/png"}],"twitter_card":"summary_large_image","twitter_site":"@esadeecpol","twitter_misc":{"Estimated reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"http:\/\/webecpol.esade.edu\/en\/publications\/informe-economico-y-financiero-33\/","url":"http:\/\/webecpol.esade.edu\/en\/publications\/informe-economico-y-financiero-33\/","name":"Informe Econ\u00f3mico y Financiero #33 - Center for Economic Policy - EsadeEcPol","isPartOf":{"@id":"http:\/\/webecpol.esade.edu\/es\/#website"},"primaryImageOfPage":{"@id":"http:\/\/webecpol.esade.edu\/en\/publications\/informe-economico-y-financiero-33\/#primaryimage"},"image":{"@id":"http:\/\/webecpol.esade.edu\/en\/publications\/informe-economico-y-financiero-33\/#primaryimage"},"thumbnailUrl":"http:\/\/webecpol.esade.edu\/wp-content\/uploads\/2023\/07\/grande2.png","datePublished":"2023-07-06T09:00:13+00:00","dateModified":"2026-09-16T15:29:38+00:00","breadcrumb":{"@id":"http:\/\/webecpol.esade.edu\/en\/publications\/informe-economico-y-financiero-33\/#breadcrumb"},"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["http:\/\/webecpol.esade.edu\/en\/publications\/informe-economico-y-financiero-33\/"]}]},{"@type":"ImageObject","inLanguage":"en-GB","@id":"http:\/\/webecpol.esade.edu\/en\/publications\/informe-economico-y-financiero-33\/#primaryimage","url":"http:\/\/webecpol.esade.edu\/wp-content\/uploads\/2023\/07\/grande2.png","contentUrl":"http:\/\/webecpol.esade.edu\/wp-content\/uploads\/2023\/07\/grande2.png","width":1400,"height":703},{"@type":"BreadcrumbList","@id":"http:\/\/webecpol.esade.edu\/en\/publications\/informe-economico-y-financiero-33\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Portada","item":"http:\/\/webecpol.esade.edu\/en\/"},{"@type":"ListItem","position":2,"name":"Publicaciones","item":"http:\/\/webecpol.esade.edu\/es\/publicaciones\/"},{"@type":"ListItem","position":3,"name":"Informe Econ\u00f3mico y Financiero #33"}]},{"@type":"WebSite","@id":"http:\/\/webecpol.esade.edu\/es\/#website","url":"http:\/\/webecpol.esade.edu\/es\/","name":"Center for Economic Policy - EsadeEcPol","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"http:\/\/webecpol.esade.edu\/es\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-GB"}]}},"_links":{"self":[{"href":"http:\/\/webecpol.esade.edu\/en\/wp-json\/wp\/v2\/publicaciones\/13934"}],"collection":[{"href":"http:\/\/webecpol.esade.edu\/en\/wp-json\/wp\/v2\/publicaciones"}],"about":[{"href":"http:\/\/webecpol.esade.edu\/en\/wp-json\/wp\/v2\/types\/publicaciones"}],"version-history":[{"count":1,"href":"http:\/\/webecpol.esade.edu\/en\/wp-json\/wp\/v2\/publicaciones\/13934\/revisions"}],"predecessor-version":[{"id":13935,"href":"http:\/\/webecpol.esade.edu\/en\/wp-json\/wp\/v2\/publicaciones\/13934\/revisions\/13935"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/webecpol.esade.edu\/en\/wp-json\/wp\/v2\/media\/10225"}],"wp:attachment":[{"href":"http:\/\/webecpol.esade.edu\/en\/wp-json\/wp\/v2\/media?parent=13934"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}